When you have suffered a serious injury in an accident caused by a negligent party, you may be wondering why your settlement is taking so long. In the meantime your medical expenses are steadily increasing, you are losing wages from not being able to work, and you start to wonder when all of this is going to end.
It is important to understand that every personal injury claim has their own set of unique circumstances. There are various issues which affect the claims process and whether your case may be experiencing some sort of delay.
The following are several things that may result in a longer claims process:
- Medical treatment required to recover from injury – Your lawyer may not want to settle your case until he or she understands the full extent of your injuries and damages. Knowing the severity of your injury can help ensure that you will recover all of the money necessary for your medical expenses, lost earnings, pain and suffering, and other damages. If you require further medical treatment, this can result in a delay to your claim.
- The cooperation of insurance companies – Insurance companies are only looking out for their own best interests, which means they will do whatever it takes to minimize a settlement, delaying paying you for as long as possible, or flat-out deny your entire claim if possible. If you feel like the insurance company is being uncooperative, work with a lawyer right away.
- Your claim is complex – If there are multiple parties involved in the accident or you require expert witnesses to prove your claim, the process can be more complicated.
- Your case is going to trial – Most personal injury cases are settled outside the courtroom; however, sometimes going to trial may be necessary to obtain the most reasonable settlement possible. When a case goes to trial, this can prolong the entire process.